Blog
Be Safe for Cyber Holiday Shopping
With the holidays JUST around the corner, we wanted to send out a few useful tips for online shopping; especially with the ongoing rise in cyber criminal activity infiltrating our computers. There are days that savvy shoppers look...
Read MoreInflation, Quantitative Easing (QE), and Growth
Quantitative Easing (QE) is the Fed buying bonds to keep interest rates down and provide the economy with liquidity to continue doing business given impacts of Covid – 19 to businesses. Vaccines offer hope to the market for...
Read MoreWhat's the Buzz on Inflation??
There seems to be a debate regarding inflation at-the-moment. Investors with optimism believe the Fed’s assessment of current inflation concerns is transitory while those that are pessimistic believe inflation will run rampant....
Read MoreTax Advantaged ABLE Accounts
Most parents and grandparents know about the 529 educational accounts to help pay for school expenses. However, tax advantaged ABLE accounts are a relatively new investment option to help special needs children. Let's take a look at...
Read MoreNew Law to End Stretch IRAs
NEW LAW END STRETCH IRAs First, what is a STRETCH IRA? Simply it allows the beneficiary of an IRA to take a required minimum distribution (RMD) over the beneficiary’s lifetime. The value is continued tax-free growth which can...
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Market Watch & Opinions
Not surprising the market uncertainty is expected given the outcome of both the upcoming Senate and Presidential election tomorrow due to the uncertainty over future governmental policies. The polls are suggesting the Senate outcome is...
Read MoreReflections on 2020 Presidential Race & Stock Market
The presidential election will be upon us in two months. Investors are analyzing possible November outcomes. Based on the past election history (no guarantee), outcomes on the stock market annual rates of return suggest the market does...
Read MoreImportant Estate Documents to Consider
We hope this blog finds you well. According to a Kaiser Family Foundation Study in 2017, only 27% of American adults have completed a Living Will. These days, we've all been facing an unprecedented global crisis with COVID-19. Now,...
Read MoreCash Management Ideas During Covid-19
Given the economic impacts brought on by COVID – 19, we feel it's especially important to be proactive with our spending and cash savings to reduce the impact of lower income from becoming disastrous. The following are some ideas...
Read MoreGoing to Cash Might Not Be the Best Option....Here's Why
None of us like to see our portfolios decline in value. Market volatility is unsettling and can rattle even the most disciplined of us. We've discussed that logically you know your financial plan asset’s mix should be adjusted...
Read MoreReminders for us ages "50+ Club"
I hope this finds everyone well and that you, your family is safe. Karen and I have been fielding many calls during this pandemic as we've stated in previous emails, however I wanted to post some reminders for us all....especially the...
Read MoreSenior and Long Term Care
Recently a 74 year old man, who has an 82 year old wife asked me “How can my wife and I stay home when we need long term care?” Although it is his desire to remain in his home, I told him he would need to plan for things...
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